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Building-permits near the sea – the beginning of a new government crisis?

As recently as earlier this summer, the Swedish parliament held a no-confidence vote against Prime Minister Stefan Löfven. He was re-elected and is now again prime minister, but negotiations and promises were behind his return to the post. The Center Party let him through, but with demands. Among other things, strengthened property rights and relief in regulations of building near water. There are two demands that go in the exact opposite direction about where the Green Party wants. What does regulation of building near water mean and how could it change?

The Swedish Agency for Statistics is the world-unique agency that keeps statistics and handles data in a record number of areas. This week, the latest figures for single-family homes were released for what are known in everyday speech as villas and terraced houses. The statistics are striking, not only for those who own a villa today, it is also striking for those with house dreams and those who only see it from a societal perspective.

At the national level, house prices rose by 5 percent during the third quarter, compared with the previous quarter. On the other hand, if you compare with the same quarter the year before, ie the third quarter of 2020, house prices have risen as much as 20 percent. This refers to permanent accommodation in villas, semi-detached, terraced or chain houses.

An average villa in Sweden costs 3.9 million, but the range is wide and, as expected, prices are highest in the metropolitan regions. Greater Stockholm is in the absolute top with SEK 7.2 million.

The prices of holiday homes have risen almost as much, by 19 percent. 2.4 million is now the price for an average holiday home in Sweden.

It is not possible to say exactly what are the reasons behind the price increases, but many agree that some factors probably play a major role. Some of the factors that are believed to be of great importance are population growth, increased interest in living in detached houses and that new construction is lagging behind in relation to demand.

Voices in politics are increasingly heard in this area. It is seen as a problem that the threshold for entering the housing market is raised and that the supply of single-family homes should be improved. More construction is one way, with different solutions. The last word has not yet been said and it will probably be possible to follow developments here both inside and outside politics.

In their savings and planning of their personal finances, many people have their home as their absolute largest financial exposure. It is not right or wrong, as long as you know it and understand what it means. It may be extra important if you are going or have recently made a change, moved or bought for the first time. In the same way, it is important in all types of investments to know what you are doing and exposing yourself to. It can make you feel more confident in your choices and more confident in the changes that are taking place. Anyone who makes investments via SBP Nordic’s platform always receives information about the loan and the project. Always do your own analysis and assessment, in all investments.


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